Year 6 Islamic RE: Summer 1 worksheet

“Profit, Riba and Fair Trade” is free to print, with no account. It is the first sheet in the Year 6 Islamic studies unit “Islamic RE: Summer 1”, for children aged 10 to 11, and takes about 20 minutes.

Print it on A4. The child's pages come first; the answers, and what each wrong answer tells you, are on the grown-up page that follows. Weeks 25 to 30 of the year, 6 sheets in the unit.

Free sample · answers on the last page

Profit, Riba and Fair Trade

Name: ____________ · Date: ____________
Year 6 · Islamic RE · about 20 minutes
Answers are on the grown-up page

Today I can tell fair profit from riba and say why.

A Look back3 min

1.
The soul can move from lower to higher stages. Circle the stage where the soul blames itself and tries to do better.
AmmarahLawwamahMutma'innah
2.
The Ottomans took Constantinople. Write the year on the timeline.
3.
The four levels of Qadar start with Knowledge. Which level comes next? Circle it.
WritingWillCreation

B Watch me, then you4 min

A made-up bank buys a van for £800 and sells it to a customer for £860. Both sides agree the price first. Is the extra £60 fair profit or riba?

Watch me

The bank bought a real van, so it owned something and took a risk.

Both sides agreed £860 before the sale, and the price never grows.

So the extra £60 is fair profit, not riba.

Now you

1.
A made-up shop buys a bike for £200 and sells it for £230. Both agree the price first. Is the extra £30 fair profit or riba? Write one reason.
2.
A made-up bank lends someone £250 and asks for £295 back next year. Is the extra £45 fair profit or riba? Write one reason.

C Your turn6 min

Each bar shows a made-up deal. Decide if the extra money is fair profit or riba, and say why.

1.
A bank buys a fridge for £400 and sells it for £450. Both agree the price first. Is the extra £50 fair profit or riba? Write one reason.
2.
A man lends a friend £400 and asks for £450 back a month later. Is the extra £50 fair profit or riba? Write one reason.
3.
A shop sells a fridge for £520. If the buyer pays late, the shop keeps an extra £20 for each late month. Fair profit or riba? Write one reason.
4.
A bank buys a fridge for £350 and sells it to you for £520, paid in parts over a year. The price is fixed at the start. Fair profit or riba? Write one reason.

Say it out loud: Was a real item bought and sold, or was money lent for time? Which words told you?

D Spot the mistake3 min

Yusuf says: “A small extra on a loan is fine. Asking for £10 more on £200 is not riba.”

1.
Yusuf lends a friend £200 and asks for £210 back. Is he right that the extra £10 is not riba? Write why.

E Think deeper4 min

A market stall with folded cloth and a set of brass scales

1.
A bank that buys a fridge and sells it at a fixed price (Murabaha), and a lender who charges extra for waiting, both earn money. Explain in two sentences why Islam allows one and not the other.

How did it feel?1 min

Think about how you found the profit. Which step felt easiest, and which step needed another look?

I can do it Nearly Not yet

For the grown-up

Profit, Riba and Fair Trade · 2 minutes to read

Answers, and what a wrong one tells you

A

1. Lawwamah They picked the stage that is calm and at peace. That is the last stage. Ask your child: which stage is the self that blames itself?

2. 1453 If your child wrote 1400, that is where the timeline starts. Point to the dot just after 1450 and ask which year the city was taken.

3. Writing Knowledge comes first, then Writing. Ask your child to read the chain from left to right, one box at a time.

B

1. Look for: Says fair profit, because a real item was bought and sold at a price both agreed. If your child says riba, ask: was something real bought and sold? The shop owned the bike, so the extra £30 is fair profit.

2. Look for: Says riba, because the extra is charged on a loan only for time. If your child says fair profit, ask: was anything bought or sold? Only money was lent, so the extra £45 is riba.

C

1. Look for: Says fair profit, because a real item was bought and sold at a price both agreed.

2. Look for: Says riba, because the extra is charged on a loan only for time.

3. Look for: Says riba, because the extra £20 grows with time and is not part of the agreed price. If your child says fair profit, ask: what is the extra £20 for? It is charged for waiting, so it is riba.

4. Look for: Says fair profit, because the bank sold a real item at a fixed price agreed at the start.

D

1. Look for: Says Yusuf is wrong: any extra charged on a loan just for waiting is riba, however small. If your child agrees with Yusuf, ask: what is the extra £10 for? It is charged only for waiting, so it is riba even when it is small.

E

1. Look for: Mentions risk or effort in the sale, and that riba takes profit from someone's need without shared risk.

Words to use

Say“Was a real thing bought and sold, or was money lent for time? How do you know?”

Instead of“Tell them the answer, or say that money work is too hard for this subject.”

After the sheet

Play shop with a few coins. Sell a toy at a price you agree first, then lend some coins and ask for extra back. Talk about which deal is fair profit and which is riba.

Tick what your child got right in StudyDen. Anything missed comes back in a later Look back box, so there's no need to redo the sheet.

The rest of this unit

5 more sheets come with a StudyDen plan, in teaching order:

Fair deals and loans(with a plan)
Justice for the Vulnerable(with a plan)
Responding with wisdom(with a plan)
Khadijah: Merchant and First Muslim(with a plan)
Three women who shaped Islam(with a plan)

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